Home Credit Launches Personal Loan in Philippines


Home Credit is revolutionizing the way people raise their finances. Everything is brought to the fingertips making fundraising one of the easiest and most convenient processes. Home Credit caters to international consumer finance needs and is set to fulfill Filipino financial needs. For Filipinos, Home Credit Philippines provides the following services:

Easy Eligibility Check: Check whether you are eligible for a loan with just a few clicks.

Payment Reminder: Never miss payments. We remind you about the upcoming payment three days in advance.

Immediate Assistance: In case of any assistance, we are here to help you.

Home Credit Card: Seamless activation through your mobile app and tracking your spending with a complete overview of transactions. Lock, block, and unlock – everything through your app.

QR Codes: Forgot cash or credit card? Just pay by scanning the QR code through the Home Credit

Multiple Products: Following are the products and services offered by Home Credit Philippines for Filipinos.

Home Credit Marketplace: Get exclusive deals to shop for your favorite items.

Consumer loans: Avail loans with easy and affordable monthly installments.

Credit Card: Home Credit Card offers zero additional fees for bill payments, up to 5% discounts, and up to 45 days interest-free period.

Qwarta: Reach our partner stores to get commodity loans and avail of Qwarta offers. Pay your bills conveniently and also get up to 5% discounts.

What are Cash Loans by Home Credit?

Home Credit Philippines provides multi-purpose cash loans to prospective borrowers without any end-use restrictions. Funding the medical emergency, renovating your dream home, or starting a new business – financing won’t be a hurdle for your dreams. The following are the features of Home Credit cash loans:

Eligibility: All the existing Home Credit customers with good repayment history are eligible for a cash loan

Loan Amount: Filipinos can avail of a minimum of Php 10,000 as a loan and the maximum amount depends upon the offer provided to you.

Faster Processing: You can get the loan approved within a few minutes and get the cash in as fast as 5 minutes. Quick, isn’t it?

Minimal Documentation: Only two valid identity proofs are required to get your loan approved.

Easy Cash Claim: Once the loan confirmation SMS is received, you can easily claim the cash loan amount by either getting it transferred to your bank account or directly picking up the cash from any of our partner centers. In case you choose to pick up the cash, carry the reference number and two valid IDs with you.

Flexible Terms: Home Credit Cash Loan offers flexible terms to borrowers. You can avail of the loan for varying tenures, viz. 18, 24, 30, or 36 months.

How Can You Apply?

You can easily apply for Home Credit cash loans through three different modes:

Home Credit App: Log in to the app and click on the cash loan banner reflecting on your screen. Just fill in the loan amount required and fill out the requisite form with your personal details. Once all the information has been furnished, submit the form and wait for loan approval.

Telesales: Our trained agents are always eager to support you. You can seek their support for your application from Monday to Sunday from 8 am to 9 pm. Directly call (02) 7753 5714. You can also contact at our toll-free numbers:

Smart, PLDT, SUN, TNT: 1 800 10 234 3000

Globe, TM: 1 800 8 905 0303

Partner Stores: You can directly visit any of our partner stores with two valid IDs and approach our Sales Associate, who will process your loan application.

Availing of funds is easier than ever with Home Credit Cash Loan. If you need funds and are an existing Home Credit customer, apply now!